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Travel Medical Insurance

Applicants must hold a travel insurance policy to cover possible expenses in connection with a return for health reasons or death, indispensable medical treatment or acute hospitalisation during the visit.

All applicants for Schengen visa are required to submit an adequate and valid travel insurance to cover any expenses that might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment.

The insurance must cover the entire period of stay and be valid throughout the territory of all the Schengen states: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxenburg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

The minimum coverage should be EUR 30,000.00. The insurance may be purchased in Ghana or abroad. The proof of insurance has to be submitted upon application. All applicants that have been granted multiple entry visas are required to sign a declaration stating that for every subsequent visit to Schengen territory within the duration of the multiple entry visa, he or she will be in possession of a medical travel insurance.

The Travel Medical Insurance should not exclude coverage of Covid-19.

Below is a list of the local insurance companies offering such a cover and presently fulfilling the general Schengen requirements:

(*kindly note that  it is the responsibility of all applicants to ensure that have indeed purchased an insurance that covers Covid 19 related expenses)

  • Activa International Insurance Co. Ghana Ltd
    6th Avenue, Heritage Tower, West Ridge, Accra
    Tel: +233 30 2 686352, 672145, 685118
    Contacts: Ylvana Awoonor-Williams or Margareth Pempreh
  • Allianz Insurance Company Ghana
    No. 79 Achimota Road,
    Ebony Crescent (Off the Olusegun Obasanjo Highway)
    Opposite Roman Ridge Accra,
    Address: PMB CT 353, Cantonment-ACCRA
    Contact Person: Felix Boateng
    Tel: (233-302) 764 893-94 Mob: 0245 809 629
    Fax: (233-302) 765140
  • Donewell Insurance Company Ltd
    Kuku Hill, Osu
    Tel: +233 30 2 – 763065, 763171
    Contact: 0202077001- Asantewaa Grace
  • Hollard Insurance (former Metropolitan Insurance Company Ltd)
    Capital Place, 11 Patrice Lumumba Road, Airport Residential Area, Accra 
    Tel: +233 (0)302 220966 | 227439 | 241322 | 225296 | (028) 9120070/1
    Contact: Gustav Bruce
  • Phoenix Insurance Co. (Gh) Ltd.
    6th Ringway Link Estates, Accra
    Tel: 0302246319 – 246322, 0244228377 (Paa Kwamena Daniels)
    Contact: Paa Kwamena Daniels
  • Prime insurance
    2nd Floor, Platinum Place, Ridge - Accra, P. O. BOX GP 21222, Accra
    Tel : 0501447072 / 0275197275
    Email :
    Contact: Isaac Kwakwa-Sarpong
  • Quality Insurance Company Ltd.
    Head office, Quality House Ringroad central behind Total Filling Station
    Tel: 0302258130-5; 0302747379
    Contact: Pammie and Yvonne
    *QIC insurance document should be on letter headed paper, it should have a company stamp and one of the two signatures: Cecil Rebeiro or Yvonne Balogun
  • Star Assurance Co. Ltd
    1st Floor, Stanbic Heights Building, 215 South Liberation Link, Airport City, Accra
    Tel: 0302245906 / 0302245908
    Contact: Catherine Danquah (head of retail) – 0302247463
  • Vanguard Assurance Co. Ltd
    No 47 Independence Avenue
    Tel: 0302 666 485-7, 0244948335
    Contact: (Bernice Esenam Tettedjie)